Welcome to our website. The website with URL addresses www.feminineintuitive.com are owned and operated by Ruzica Subotic-Howell.

The terms’ us’ or ‘our’ or ‘we’ refer to Ruzica Subotic-Howell the website owner. The term ‘you’ or ‘your’ refers to the website user.

Ruzica Subotic-Howell  provides the following services and products: 

• Courses for spiritual growth

• Healer training programs

• Various online community memberships

• Miscellaneous gatherings and online and in-person events and retreats

• Creative healing works including music, meditation,  pendulum work, guided exercises and healing processes

• Teaching and guidance in printed, electronic and audio format

• Video in electronic/downloadable format.

• Please read these Terms and Conditions carefully, as together with our Privacy Policy; it sets out your important rights and obligations in relation to: 1. the use of this website

• 2. all services and products provided through this website.

• Please do not use our website if you do not agree with any of these terms and conditions.

• 1. Your use of this website is subject to the following terms and conditions:

• 1.1. When you visit this website and use our services or purchase our products, you agree that you have read these Terms and all related documents and are willing to be bound by them.

• 1.2. The content of this website is for your general information and use only. It is subject to change without prior notice.

• 2. Variation

• 2.1. We may update our terms and conditions from time to time, and the new provisions will apply from the date they are updated.

• 3. Disclaimer (General)

• 3.1. Whilst every care is taken, Ruzica Subotic-Howell does not provide any warranty or guarantee as to the performance, accuracy, timeliness, completeness or suitability of the information and materials found or offered on this website for any particular purpose.

• 3.2. The information available through this website site is provided for educational and personal development purposes only.

• 3.3. You are solely responsible for any results you obtain as a result of using the information on this website.

• 3.4. You acknowledge and agree that no information or advice provided by us, including that contained on this website, constitutes health, financial or medical advice or advice of any other regulated industry or creates a warranty of any kind with respect to this website.

• 3.5. This disclaimer applies to the fullest extent permitted by law and survives any termination or expiration of this agreement or your use of this website or the services found on this website.

• 4. Copyright, trademarks and other intellectual property

• 4.1. Ruzica Subotic-Howell owns the intellectual property rights in all of the content of this website or has permission to use or display the material on this website.

• 4.2. You may not use, copy, display, distribute, modify, translate, reformat, incorporate into advertisements and other works, promote, create derivative works, or in any way exploit or allow others to exploit any of our website content in whole or in part except as expressly authorised by us.

• 4.3. Please contact us, if you require permission to reproduce any of the contents of this website.

• 4.4. Images and item descriptions posted on this website by third parties are the responsibility of those third parties and may be subject to copyright.

• 4.5. You must seek permission from the third party before using any of their content. The names of actual companies and products mentioned on this website may be the trademarks of their respective owners.

• 5. Personal use only

• 5.1. You may access, download, or print material from the website for your personal use only.

• 5.2. Sharing any intellectual property or copyright material from this website for any commercial use without permission is expressly prohibited.

• 5.3. You agree not to change or delete any copyright or proprietary notice from materials downloaded from this website or any site accessible through this website.

• 5.4. Except as otherwise expressly granted to you in writing, we do not grant you any other express or implied right or license to our website content or intellectual property.

• 6. No unlawful or prohibited use

• 6.1. As a condition of your use of this website, you warrant that you will not use this website for any purpose that is unlawful or prohibited by these terms and conditions.

• 6.2. You may not use this website in any manner which could damage, disable, overburden, or impair this website or interfere with any other person’s use and enjoyment of this website.

• 6.3. You agree not to hack into areas of this website that are not intentionally made available to you.

• 6.4. You expressly agree not to:

• 6.4.1. engage in any internal or external spamming, or other similar actions

• 6.4.2. engage in any unlawful or immoral acts, or acts that violate these terms and conditions

• 6.4.3. decompile, reverse engineer, or try to copy or imitate this website or underlying content

• 6.4.4. use the website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus or other malicious computer software.

• 6.4.5. use data collected from the website for any direct marketing activity (including email marketing, social media marketing, online marketing, SMS marketing, telemarketing, and direct mailing).

• 6.4.6. use data collected from the website to contact individuals, companies or other persons or entities for marketing purposes.

• 6.5. You must ensure that all the information you supply to us through our website or in relation to our website is true, accurate, current, complete and not misleading.

• 7. Copyright infringement

• 7.1. If you believe that material on our website infringes third party intellectual property rights, please contact us with sufficient information to enable us to determine who the intellectual property owner is and remove it from the website if appropriate.

• 8. Cookies

• 8.1. This website uses cookies to monitor browsing preferences.

• 8.2. By using our website or by agreeing to these Terms of Use, you consent to our use of cookies in accordance with the terms of our Privacy Policy.

• 9. Third-party links

• 9.1. This website may also, on occasion, include links to other websites which we do not control.

• 9.2. These links are provided for your convenience to provide you with further information. You acknowledge that they are used at your own risk.

• 9.3. Third-party links on our website do not signify that we recommend or endorse the websites.

• 9.4. We have no control over the nature, content and availability of those websites.

• 10. Website security

• 10.1Ruzica Subotic-Howell makes every effort to maintain the security of the website, including but not limited to encryption, firewall, antivirus, and spyware protection to the extent that we deem advisable to protect your personal information, the integrity of the website and conduct our business. However, we do not guarantee the website’s security, our records, or your content.

• 10.2 Ruzica Subotic-Howell disclaims all liability for any computer virus or technological problems that we do not intentionally cause or beyond our control. You are advised to install and maintain up-to-date security software on your computer for further protection.

• 10.3. Ruzica Subotic-Howell website is managed by third-party services; therefore, the website may be inaccessible from time to time.

• 11. Limitation of Liability

• 11.1. Ruzica Subotic-Howell will not be liable to you or any other person or entity for any damages whatsoever arising as a result of your use of this website.

• 11.2. Where warranties are implied by law, you acknowledge and agree that the total aggregate liability to us is limited at our discretion to the provision of those services again or to a refund equal to the total amount paid by you for the particular services that are the subject of the cause of action, even if those services were provided to you without cost.

• 11.3 This limitation of liability applies to the fullest extent permitted by law and shall survive any termination or expiration of this agreement or your use of this website or the services found on this website.

• 12. Indemnity

• 12.1 You agree to indemnify and defend Ruzica Subotic-Howell from any claims, damages, liabilities, costs, or expenses (including without limitation court costs, collection costs, and reasonable legal fees) related to:

• 12.1.1 your unauthorised use of this website or products or services included or advertised on this website

• 12.1.2. your breach of these Terms of Use.

• 12.1.312.

• YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS RSH PARTIES FROM AND AGAINST ANY CLAIM, LOSS, OBLIGATION, DEMAND, DAMAGE, COST, LIABILITY, EXPENSE, AND ATTORNEY’S FEES ARISING TO ANY OF THE RSH PARTIES AS A RESULT OF ANY CLAIM, DEMAND OR PROCEEDINGS BROUGHT OR THREATENED AGAINST THE RSH PARTIES IN CONNECTION WITH: (1) YOUR USE OF, ACCESS TO, OR MISUSE OF THE SERVICE; (2) YOUR BREACH OF ANY OF THESE TERMS OR OF THE AGREEMENT; (3) YOUR VIOLATION OF ANY THIRD-PARTY RIGHT, INCLUDING WITHOUT LIMITATION ANY COPYRIGHT, PROPERTY, OR PRIVACY RIGHT; (4) ANY CLAIM THAT ANY OF YOUR USER SUBMISSIONS CAUSED DAMAGE TO AN INDEMNIFIED PARTY OR A THIRD-PARTY; (5) ANY TRANSACTION YOU CONDUCT AS A RESULT OF

• THE CONTACT FACILITATED BY THE SERVICE; (6) ANY ACTIVITY ON OR THROUGH YOUR ACCOUNT; OR (7) ANY ACTIVITY USING YOUR EMAIL ADDRESS BY YOU OR ANY OTHER PERSON ACCESSING THE SERVICE USING YOUR ACCOUNT OR YOUR EMAIL ADDRESS.

• IF THE RSH PARTIES TAKE ANY LEGAL ACTION AGAINST YOU AS A RESULT OF YOUR VIOLATION OF THESE TERMS, THE RSH PARTIES WILL BE ENTITLED TO RECOVER FROM YOU, AND YOU AGREE TO PAY, ALL REASONABLE ATTORNEYS’ FEES AND COSTS OF SUCH ACTION, IN ADDITION TO ANY OTHER RELIEF GRANTED TO RSH.

• YOUR ACCOUNT OR YOUR EMAIL ADDRESS.

• IF THE CBR PARTIES TAKE ANY LEGAL ACTION AGAINST YOU AS A RESULT OF YOUR VIOLATION OF THESE TERMS, THE CBR PARTIES WILL BE ENTITLED TO RECOVER FROM YOU, AND YOU AGREE TO PAY, ALL REASONABLE ATTORNEYS’ FEES AND COSTS OF SUCH ACTION, IN ADDITION TO ANY OTHER RELIEF GRANTED TO CBR. 

• 13. Applicable law

• 13.1. The laws of Ontario,Canada govern this Agreement. You consent to the exclusive jurisdiction and venue of courts in all disputes arising out of or relating to the use of this website.

• 13.2 You may notify us through the contact us page.

• 13.3. Ruzica Subotic-Howell may notify you via email or other electronic means.

• 13.4 Use of this website is unauthorised in any jurisdiction that does not give effect to all provisions of these terms of use, including, without limitation, this paragraph. If you are resident in a jurisdiction where the use of this website is unauthorised, it is your responsibility to stop using this website.

• 14. Relationship

• 14.1 You agree that no joint venture, partnership, employment, or agency relationship exists between you and Ruzica Subotic-Howell as a result of this agreement or use of this website.

• 15. Validity

• 15.1 If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the terms and conditions will continue in effect.

• 15.2 These terms and conditions, together with our Privacy Policy, form the entire agreement between you and Ruzica Subotic-Howell.

• 16. Feedback, comments or complaints

• 16.1 If you have any questions, please email using the contact page. We endeavour to respond to all inquiries within three business days.